Non-owner, no income, no problem!

CV3

The world of real estate investing is brimming with opportunities, but traditional lenders can often act as gatekeepers, demanding pristine credit scores and W-2s. But what if you, the savvy investor, don’t fit the mold? This is often the problem for most real estate investors, which is where private money lenders offer the solution with a non-owner-occupied, no-income documented loan!

Let’s take a look at situations where this type of loan makes sense for real estate investors:

Property Type

Private money lenders specialize in financing non-owner-occupied residential properties, typically including single-family, townhouses, condos, and multifamily. So, if the property you’re eyeing doesn’t conform to the bank’s lending criteria, the non-owner, no-income loan may be the way to go.

No Documented Income

Real estate investors often generate income through rentals, flips, or businesses. Since these are business-purpose loans, lenders will look beyond W-2s and consider alternative income streams as long as the property itself demonstrates strong earning potential.

Credit Scores

FICO scores are not deal breakers. Better scores may lead to more favorable terms for interest rates and points, but if you believe your current credit situation is holding you back from investing in real estate, this type of loan can help.

Loan Limits

Since these loans aren’t considering debt-to-income ratios, there is no limitation on how many properties you can get a loan on. Added bonus: With a cross-collateralization, you can finance multiple properties (typically up to 10) under ONE loan, saving you time and additional costs. CV3 Financial: Your Bridge to Investment Freedom Depending on your investing strategy, CV3 offers non-owner, no income loans tailored to your needs. From fix-and-flip and rental to cash-out refinances, we’ve got your short and long-term financing covered. Built for real estate investors, our financing opens doors to a wider range of investment opportunities, allowing you to diversify and scale your portfolio for maximum success.

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  • CV3 Financial Services, LLC is a private lender providing business-purpose loans for non-owner-occupied properties to experienced real estate investors. Whether you’re looking to buy and hold, fix-and-flip, or build your rental business, CV3 is your trusted capital partner. For more information, please visit www.cv3financial.com.

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