loans Archives | Think Realty | A Real Estate of Mind
Funding Doing Business

Are You a Candidate for NON-QM Loans?

You might be a candidate for a NON-QM loan, or Non-Qualified Mortgage Loan, if you do not meet the strict Consumer Financial Protection Bureau’s (CFPB) mortgage loan conditions. This type… more

Seller Finance Loans

Seller Financing is a valuable tool that will put more money in your pocket when you sell a property and help you sell faster especially as banks tighten lending. Plus,… more
InsightInvesting Strategies Money Matters

The “20-Percent Down” Myth

Mortgage rates are slowly and steadily rising. These current market conditions make buying a home particularly attractive in today’s market. Homeownership has always been viewed as one of the central… more
Insight Doing BusinessIndustry Trends

‘Failed Sales’ Double in 2016

We just ended a year with a huge jump in homes that fell out of contract (“failed sales”) and went back on the market. It’s not clear why this happened… more
Insight Doing BusinessMoney Matters

Understanding Second-Lien Loans

Second-lien loans differ from mezzanine debt and preferred equity in several respects; each has different sets of rights. Preferred equity, for example, should not be subject to bankruptcy concerns, as… more
Insight Doing BusinessMoney Matters

FHA Loan Limits Increase—For Now

In response to rising home prices nationwide, the Federal Housing Administration has raised loan limits for 2017. So if you have been or will be looking to buy a home,… more