Think Realty Podcast #341 – The DSCR Loan Revolution and What’s Next for Investors!

by Eddie Wilson, Alex Offutt | Feb 11, 2025 | Funding, Podcast

What if we told you there’s $340 billion in institutional capital waiting to transform the real estate industry? In this special lending edition, Eddie sat down during the American Association of Private Lenders Annual Conference with Alex Offutt from Business Purpose Capital, who shares his journey from fixing and flipping to building a billion-dollar business. He’ll also reveal how his new venture, Business Purpose Capital, is taking everything to the next level—and why brokers and lenders should be paying attention.

Here’s what you’ll discover:

How a “little rental loan product” no one cared about became a $340 billion opportunity.
Why institutional investors are racing to pour money into DSCR loans—and what it means for brokers, lenders, and investors.
The surprising cracks in the correspondent lending model and why wholesale is the future.
Could 40-year mortgages solve the affordable housing crisis? Or are they a ticking time bomb?
The truth about interest rates, multifamily lending, and where the real estate market is headed in 2025.

For more information, visit bpcapital.com.

Categories | Funding | Podcast

Tags | American Association of Private Lenders | Loans | Private Lenders

Eddie Wilson

An entrepreneur and visionary by nature, Eddie’s widespread interests have led to successful ventures across the globe, from operating non-profits and owning an ad agency that worked with well-known household brands, to investing in hundreds of real estate projects and building a nationally syndicated radio show. Today, he guides AAPL and Think Realty with his marketing, funding, and real estate investing knowledge to ensure their establishment as the premier organizations in their sectors.
Alex Offutt

Alex Offutt is CEO of Business Purpose Capital (BPC), an innovator in providing Wholesale Capital for 1-4 Family DSCR Loans. Alex was an early pioneer in the development of the DSCR Loan lending channel. Previously Alex served as Head of Sales and Managing Director of the Wholesale and Correspondent Divisions of Constructive. Prior to Constructive, Alex served as a Vice President at Goldman Sachs, where he was responsible for loss mitigation servicing oversight for over $20 billion in non-performing residential mortgages. Before Goldman Sachs. Alex attended Georgetown University where he was a standout on their Division 1 Baseball team and is an avid wine collector.