Funding

Explore everything from strategies to get the most bang for your buck to foundational knowledge that will get you ahead of the competition.
Then find a reputable lender here.

Back To: All Topics 

Funding

Explore everything from strategies to get the most bang for your buck to foundational knowledge that will get you ahead of the competition.
Then find a reputable lender here.

Back To: All Topics 

Before We Build Another House, Let’s Ask Ourselves an Important Question

Before We Build Another House, Let’s Ask Ourselves an Important Question

There’s a growing drumbeat in the industry right now: in many markets, it’s cheaper to build new than to renovate. On the surface, that sounds compelling, but short-term cost savings aren’t the only variable that matters. The real question is whether building more is actually the smartest solution in today’s ...
Relationships, Transparency & Systems with Brian Caputo

Relationships, Transparency & Systems with Brian Caputo

| Scott Ward | Podcast | Funding, Operations
Relationships. Transparency. Systems. 🏆 That's the formula Brian Caputo used to make the leap from corporate roles to building real success in private money brokering — and he's sitting down with Scott Ward on the Think Podcast to share exactly how he did it. From navigating the misconceptions in the ...
The 6 Power Moves Every Real Estate Finance Professional Needs to Know Right Now

The 6 Power Moves Every Real Estate Finance Professional Needs to Know Right Now

Whether you're brokering deals, building a portfolio, deploying capital, or crossing over from residential sales — these fundamentals separate the professionals from the hopefuls. Private money is not complicated. But it is precise. After funding over $1 billion in loans, the team at Think Realty has seen every variety of ...
Unlocking the Secrets of Real Estate Lending with Brian Augsberger

Unlocking the Secrets of Real Estate Lending with Brian Augsberger

In this episode of the THINK podcast, Scott Ward interviews Brian Augsberger, Senior Director of Sales at Rehab Financial Group (RFG). Brian shares insights into the lending process, emphasizing the importance of transparency, client partnerships, and the evaluation of borrower experience. He discusses common mistakes borrowers make and offers best ...
The Reality of the Private Lending Market Today with Rob Napolitano

The Reality of the Private Lending Market Today with Rob Napolitano

In this powerful episode of the THINK Podcast, Scott Ward sits down with Rob Napolitano, resident expert at THINK and President of GRIT Partners. This conversation cuts through the noise. Scott and Rob unpack current market realities, the importance of truth in business, and where real opportunity actually exists—with a ...
What Happens After You Apply for a Residential Transition Loan (RTL)?

What Happens After You Apply for a Residential Transition Loan (RTL)?

Today’s real estate market is extremely competitive, and investors are motivated to move fast just as their capital needs to keep pace. When applying for a loan, borrowers tend to focus on matters such as rates, leverage, and loan terms. However, the subsequent application process is just as important as ...
Linda Hyde on the Real Value Behind AAPL Membership

Linda Hyde on the Real Value Behind AAPL Membership

In this episode, Scott Ward sits down with American Association of Private Lenders President Linda Hyde for a candid, high-level conversation on what truly matters in today’s private lending landscape. Together, they unpack the real benefits of AAPL membership beyond the logo — including industry advocacy, education, regulatory awareness, and ...
What We Build When We Build Each Other

What We Build When We Build Each Other

| Ruby Boulanger | Article | Funding, Growth
Women in Private Lending is a group that is incredibly near and dear to my heart — not just because of what it has become, but because of why it began. Having mentors and people who genuinely lift you up can make or break a career. I’ve been incredibly fortunate ...
DSCR Loans vs Traditional Mortgages with Tom Ulrich

DSCR Loans vs Traditional Mortgages with Tom Ulrich

In this episode, Scott Ward and Tom Ulrich break down the key differences between DSCR loans and traditional mortgages, and why choosing the wrong one can slow down or completely stall your deal. They explain how DSCR loans are evaluated based on property cash flow instead of personal income, what ...
Flips Are Coming Back, But Rates Will Stay Higher

Flips Are Coming Back, But Rates Will Stay Higher

| Scott Ward | Article | Funding
Private Money Mortgage Rates: What Beginner Flippers Need to Know Coming into the new year As we move into 2026, private money lending remains a cornerstone of financing for real estate investors pursuing fix‑and‑flip projects. Unlike traditional bank loans, private money, whether accessed through a broker or a direct lender, ...
You’re Betting Against the House

You’re Betting Against the House

| Aaron Chapman | Article | Funding
Let’s get something straight: This ain’t a dodge—it’s the cold, hard truth. Quicker you accept it, the less likely you are to get taken for a ride by a would be bond market prophet. Everybody hopes to have an Interest Rate Medium. Problem is, the market’s drunk on predictions. Housing ...
Think Realty Magazine Nov-Dec 2025

Think Realty Magazine Nov-Dec 2025

+WHAT'S INSIDE Operations | Cut Taxes With Short-Term Rentals • Find Your Next Deal for Far Below Market Value • Market Shifts Mean Momentum • 100% Bonus Depreciation Is Here to Stay Design | For Speedy Sales, Spark the Senses Funding |You’re Betting Against the House • A Personal REI Journey ...
Renters Rush in as BTR Homes Beat Buying

Renters Rush in as BTR Homes Beat Buying

| Tom Hallock | Article | Funding
With affordability fading and mobility prized, more Americans are renting homes they once aspired to own. The build-to-rent (BTR) sector is one of the strongest and most promising areas of the U.S. housing market right now. While new residential construction faces challenges such as higher costs and unclear regulations, the ...
Refi or Ride It Out?

Refi or Ride It Out?

DSCR rates may be about to move in your favor. Trying to time your refinance just right? That’s like trying to call the bottom of the stock market. It’s risky, frustrating, and nearly impossible. With that said, if you own single-family rentals, the next few months could offer the best ...
Are You Really Exempt?

Are You Really Exempt?

Licensing mistakes can sink you fast. When expanding into new markets, many real estate investors and private lenders operate under a common assumption: If it’s a business-purpose loan, licensing doesn’t apply. But that’s not always true, and getting it wrong can come with serious consequences. Licensing laws vary widely by ...
Skip the Down Payment to Flip Faster

Skip the Down Payment to Flip Faster

Rehab Financial Group covers 100% of purchase and rehab costs so you can scale your portfolio without draining your cash. Discover game-changing real estate investment opportunities with Rehab Financial Group LP (RFG), your go-to partner for successful real estate investments. As shown in the example below using an interest rate ...
Big Builds Mean More Scrutiny

Big Builds Mean More Scrutiny

| Taylor Miller | Article | Funding
Lenders are still writing checks, but only for projects that pass today’s tougher tests. An obvious shift is underway in today’s commercial real estate market. High interest rates are in a state of limbo, making traditional property purchases more expensive and profits harder to come by. Many investors, therefore, are ...
Think Realty Magazine September-October 2025

Think Realty Magazine September-October 2025

+WHAT'S INSIDE Design | Bring the Party to the Island • Win Tenants Before They Walk In Operations | Cut Taxes With Short-Term Rentals • Find Your Next Deal for Far Below Market Value • Market Shifts Mean Momentum • 100% Bonus Depreciation Is Here to Stay Market & Trends |There Are ...
set of american dollar bills as background

Kiavi Closes $400 Million Rated Securitization of Residential Transition Loans, Locking in up to $1.3 Billion of Funding Capacity

| Kiavi | Article | Funding
Tech-enabled lender’s fifth rated securitization was 5X oversubscribed due to significant demand from both new and repeat institutional investors. Kiavi, a leading tech-enabled lender to residential real estate investors, today announced the closing of a $400 million rated securitization of residential transition loans (“RTLs”). This deal is Kiavi’s fifth rated securitization and 23rd transaction under its LHOME shelf, bringing its total ...
Real Estate Opportunities, Financing Strategies, and Avoiding Pitfalls with Brando Tessar & Kevin Victoria of CV3 Financial Services

Real Estate Opportunities, Financing Strategies, and Avoiding Pitfalls with Brando Tessar & Kevin Victoria of CV3 Financial Services

00:29:48 | In today’s fast-changing real estate market, top financing experts Brando Tessar and Kevin Victoria with CV3 Financial Services reveal the real-world strategies investors are using to stay profitable and scale smarter. From avoiding common pitfalls to securing capital that works in any market, this no-fluff session delivers the ...
Money Talks: Lending Strategies That Drive Investor Success – Powered by CNB Custody

Money Talks: Lending Strategies That Drive Investor Success – Powered by CNB Custody

00:43:44 | Get ready to hear it straight from the source—top lenders reveal the insider financing strategies fueling today’s most successful real estate deals. From creative capital stacks to market-ready lending products, this powerhouse panel will show you how to leverage money smarter, move faster, and scale bigger. If you’re ...
Look for Leading-Edge Lenders

Look for Leading-Edge Lenders

| Charles Goodwin | Article | Funding
Across industries, AI and automation have completely reshaped the ways in which business gets done. Yet in real estate, many investors are still stuck navigating outdated, manual lending processes that can delay deals, limit scale, and cost serious opportunities. Thankfully for real estate investors, that’s beginning to change. Tech-forward lending ...
Beware the Shiny New Penny

Beware the Shiny New Penny

| Alex Kaddah | Article | Funding
Advancements in the lending space mean change for real estate investors, but don’t abandon your core business. Private lending has reshaped the financial landscape by offering new opportunities to borrowers that traditional lenders simply cannot. One key factor that continues to drive the industry forward is technology. From the industrial ...
Avoid the Top 3 REI Missteps

Avoid the Top 3 REI Missteps

These mistakes trip up even experienced investors. Fix-and-flip investing remains one of the most profitable paths in real estate. However, in today’s market shaped by rising interest rates, tighter credit, and fiercer competition, investors must move smarter, faster, and more strategically. Unfortunately, a few common missteps continue to trip up ...
Kiavi Expands Leadership Team to Further Bolster Construction Lending Growth

Kiavi Expands Leadership Team to Further Bolster Construction Lending Growth

| Kiavi | Article | Funding
Industry veterans Tom Hallock and Robert Jayne join tech-enabled lender to drive growth of construction financing product in newly created roles Kiavi, a leading tech-enabled lender to residential real estate investors, today announced the strategic hires of Tom Hallock as Head of Construction Lending and Robert Jayne as Head of Originations, Construction Lending. With ...