Self-Directed IRAs
Learn how to use your SDIRA to invest in your own and others' real estate projects — including important limitations that will keep you on good terms with Uncle Sam.
Back To: All Topics | Investment Strategy
Self-Directed IRAs
Learn how to use your SDIRA to invest in your own and others' real estate projects — including important limitations that will keep you on good terms with Uncle Sam.
Back To: All Topics | Investment Strategy
Understanding Solo 401(k)s for Self-Employed Individuals
The flexibility and control a solo 401(k) offers can help the self-employed put away more money than traditional or Roth IRAs allow and enjoy certain tax benefits. Saving for retirement is something many people put off until later, but that’s a big mistake. A 2018 Federal Reserve report found that ...
The Solo 401k: Real Estate Investing’s Secret Weapon
00:41:11 | Learn why the people are switching from Self-Directed IRAs to Solo 401ks. The Solo 401K truly has become the new secret weapon when raising capital, investing into any syndication, or just looking for big tax deductions ...
Think Realty Podcast #268 – A Quest for Retirement
Is your 401k going to get you all the way to retirement? If you’re relying on stocks only, you may be surprised to find you won’t have the amount you thought. Eddie sat down with Derreck Long from Quest Trust Company, to discuss self-directed IRA’s and how the Silcon ...
A retirement account that allows the account holder to save money for retirement in a tax-advantaged way while investing their savings in nearly anything they like, including real estate ...
When a self-directed IRA investor takes advantage of their position in a transaction to act for their own interests instead of those of the self-directed IRA ...
A tax-favored retirement account that accepts after-tax contributions and provides tax-free compounding of profits and tax-free withdrawals during retirement ...
A self-directed individual retirement account holding real estate investments. These accounts can hold almost any alternative asset, but investors who focus on real estate often refer to them as real estate IRA’s instead of simply self-directed IRA’s ...
Certain transactions within a retirement plan that violates Internal Revenue Code 4975. Prohibited transactions include, but not limited to, living or utilizing the property owned by your IRA, using your IRA to buy property from a disqualified person, and creating a situation where you or a disqualified person to you ...
The minimum amount that an IRA account holder must withdraw each year. Generally, these distributions are required starting at age 70 1/2. Note: ROTH IRA’s do not require these withdrawals until after the death of the owner ...
The contents of an IRA that is considered fully distributed may be taxed in their entirety. They are no longer tax-protected by the IRA ...
The people and organizations with whom your IRA should never conduct transactions, including (but not limited to) yourself, most of your family and any business entities you control ...
Checkbook LLCs allow “checkbook control,” which means if an IRA owns a checkbook LLC, the owner of that IRA has complete signing authority over the retirement funds in the retirement account. This is important if you use investing strategies like flipping or buying at auction that require you to make ...
Self Directed IRA: How to Use Retirement Accounts to Invest in Real Estate
00:10:22 | How much are in 401K accounts? What is the average amount in accounts by age group? What rate of return do you need to be earning to outpace inflation? What can you do with this knowledge? If you have a retirement account with a past employer, move it ...
Think Realty Podcast #260 – Invest in Yourself!
Are you missing one of the key components and key foundations of real estate investing? If you aren’t using a self-directed IRA, you are! Eddie sits down to chat with John Bowens, Director, Head of Education and Investor Success at Equity Trust Company to discuss self-directed IRA’s in more detail ...
Think Realty Podcast #252 – Recession Proof Your Portfolio
With many feeling overwhelmed with the current state of the economy, a volatile stock market and interest rates rising, wouldn’t it be nice if you could protect your retirement investment? Eddie Wilson sits down with Amanda Holbrook from Specialized Trust Company to discuss self-directing your retirement funds and how to ...
Real Estate Investing Versus 401(k)
The most commonly accepted retirement plan in the United States today is the 401(k) plan. But have you considered real estate investment as a retirement vehicle? Let’s take a look at the two options. 401(k) Plans Interestingly, the 401(k) wasn’t even intended for use as a retirement vehicle when it ...
Leveraging Notes to Grow Your Retirement
00:32:00 | Want to find rapid growth in every area of your life and business? Resident Expert Cole Taylor shows you how! These 4 questions will both provide the path and set the pace for that growth ...
Is Real Estate Education Still Needed?
As an 18-year veteran and third-generation real estate investor, I feel like I have seen it all. I have seen the market cycles, both the ups and the downs. I have seen people make hundreds of millions, and I have seen some of the most gruesome losses. For me, real ...
Checkbook IRA, or Checkbook LLC?
A recent case has shed light on one of the riskiest retirement plan strategies offered by promoters. In McNulty v. Commissioner (157 T.C. 10), a U.S. Tax Court provided clarity to the scheme of using self-directed IRAs for personal investments. Although the rules are strict, they had become lax and ...
Think Realty Podcast #219 – Self-Directed IRA’s: Congress is Watching, Now What?
Using capital through a self-directed IRA is a beneficial strategy, but now that Congress is cracking down, what does that mean for you? What are the risks to using checkbook control? Our guest Derreck Long from Quest Trust Company discusses the strategies to make self-directed IRA’s work for you! To ...
Why Investing in Real Estate Is Better Than Stocks
When it comes to growing your investment portfolio, investors have two solid options for building their wealth: real estate and stocks. Both investment opportunities offer potential. The real estate and stock markets have performed well throughout 2021. After the global pandemic took a toll on the markets in 2020, they ...
6 Real Estate Investing Opportunities You Don’t Want to Miss
Real estate is a multi-faceted investment playground. Investors from all walks of life can get in on the fun. Most traditional mindsets think that you can only invest in real estate if you have a lot of money. The truth is that there are also investing options with low input ...
Business Owners – Is Your Tax Sheltering Plan Bulletproof?
Whether you are in the business of fix & flips or rental properties, we are all sitting in a world of unknowns right now. However, all politics aside, there are two things that are certain. First, is that the trillions of dollars in government aid will need to be paid ...
Four Reasons to Convert to a Self-Directed Roth IRA
Some Investment Advisors tell their clients to not use a Roth IRA but a Traditional IRA instead. Their logic is with a Traditional IRA, the client gets a deduction for the amount of their contribution in the current year. Of course, in the future, the distributions from that IRA account ...
Maybe you are not new to real estate investing. Maybe you have fixed and flipped hundreds of properties or are a housing provider to hundreds of families nationwide. But have you ever thought of using your self-directed IRA or solo 401K to fix and flip an investment property? If you ...
