Funding
Explore everything from strategies to get the most bang for your buck to foundational knowledge that will get you ahead of the competition.
Then find a reputable lender here.
Back To: All Topics
Funding
Explore everything from strategies to get the most bang for your buck to foundational knowledge that will get you ahead of the competition.
Then find a reputable lender here.
Back To: All Topics
How to Use a Private Money Loan
Banks used to be the only option for real estate investors trying to take out loans. Nowadays, private money lenders are allowing investors to borrow money under more flexible conditions. Banks and traditional financial institutions can reject your loan application for multiple reasons—your credit score, your debt-to-income ratio, employment status, ...
Think Realty Podcast #201 – Sleep Better at Night
When fear and uncertainty take over the market, how do real estate investors sleep at night? This show addresses market trends, private capital, interest rates, and how you can protect your investments in time of turmoil. Is slow and steady the way to go? Find out what you should be ...
Think Realty Podcast #200 – Look Strong to Lenders
The first step into finding financing doesn’t always lead to hard money lenders. This episode dives into strategies to get your foot in the REI door. You will learn some surprising sources to fund your deals, how to put your best foot forward, and so much more! For more from ...
What’s the Difference between a QM and Non-QM Loan Program for Real Estate Investors?
Great question! QM stands for a qualified mortgage. Qualified mortgages tend to be traditional government-backed loans and conventional loans (basically non-government backed traditional loans). QM Loans are usually processed through a bank on an owner-occupied property whereas NON-QM Loans are a more desirable solution for real estate investors on an ...
Think Realty Podcast #197 – Creating Inventory
What can real estate investors do in markets where there is zero inventory? They create their own! Find out what trends are taking center stage and how investors are making things happen, literally. Which markets are booming with ground-up construction? How can you pivot to this strategy? Where can you ...
3 Types of Loans That Can Help You Get out of Debt
Have you ever noticed how many credit card offers you start getting when finances get a little tight? It is as if they know every little detail about you, and like vultures, are circling for the feast. That is how it often feels even if it isn’t exactly the case ...
How Real Estate Depreciation Can Help You Achieve Financial Freedom
Real estate prices might be skyrocketing across the country right now, but for whatever reason, the IRS believes they are falling. In fact, they have believed they are falling for a long time and at a very consistent rate. If you just bought your house today, in 27 and a ...
How to Develop a Strong Investor-Lender Relationship
Like in any other industry, a successful real estate investor is only as good as their network of well-versed, experienced professionals, and that begins with the relationship they develop with their lender. Having a strong relationship with your lender that’s built on mutual understanding and trust can be vital to ...
Real Estate Financing: A Guide to Funding Options
As a new real estate investor, funding and finding real estate go hand in hand. Unfortunately, an absence of knowledge of finance options keeps on thwarting most novel real estate investors in the present market. However, there are multiple common financing options to choose from. The below options have been ...
Asset-Based Loans for Beginners
Are you interested in getting started in real estate investment? Or are you an experienced investor looking for alternative loan options? Then asset-based loans might be right for you! An asset-based line of credit uses your real estate as collateral, making them a great option for investors who might not ...
How to Get a Soft Money Loan with a Private Lender
Stratton Equities has created a simple and easy process to receive a Soft Money Loan for your Real Estate Investment needs. We have an array of Soft Money, Hard Money, and NON-QM loan programs that are designed for any type of Real Estate Investor to meet all your mortgage needs ...
Think Realty Podcast #194 – Econ 101
It’s no secret there is an undersupply of homes and an overwhelming buyer demand right now. On this show, find out what the fundamentals of supply and demand mean for the marketplace now and into the future. How will the margins normalize? Listen to this to find out! Plus, strategic ...
Think Realty Podcast #193 – The Debt vs. Equity Debate
How do you raise equity? How do you know whom to trust? These questions are big for real estate investors and this episode answers them and more! Learn which top strategies borrowers are doing today, how to maximize your margins, and how to work with lenders. For more from guest ...
The Ultimate Guide to Passive Income
If someone promises that you’ll make money while putting absolutely no effort, then well, there is a high chance that they aren’t entirely truthful. You might have heard that some of your friends are making a living out of a passive income, but let us assure you that to reap ...
Should Investors Focus More on Cashflow or Equity?
“Why not both?” might be your retort to this article’s title, and I would surely agree that a real estate investor should seek both cash flow and equity. There’s no reason to settle for just one or the other, of course. That being said, “focus” is the key word here; ...
Think Realty Podcast #188 – Pockets of Activity
What are gateway markets and why should investors like them? This show covers co-ownership opportunities and how investors can hit their targeted cash yields without too high of risk. From generations to geography, the boomerang effect to a mass exodus, this episode dives into social trends that are affecting real ...
How to Invest in Real Estate Debt Funds
Real estate debt funds gained popularity during the 2008 financial crisis. Essentially, debt funds link borrowers, who tend to be developers, to short-term capital to finance their construction projects. Real estate debt funds have in the recent past been experiencing rising interest from investors. The strong competition is leading to ...
Types of Loans Available to Texans and Others
Borrowed money can be utilized for a variety of things, from buying an engagement ring to funding your business dream. However, with the various types of loans available to Texans and others, which one is the best option for what purpose? Here’s a quick look at a few types of ...
Wealth Thru Private Banking & Real Estate with Gary Pinkerton
00:51:00 | This session explores the concept of using infinite banking—a strategy that leverages whole life insurance policies to create a personal banking system—to build and grow wealth through real estate investments. The session covers how this approach allows investors to access cash flow, finance deals, and create tax advantages ...
Tax Benefits of Investing in Real Estate
Real estate investment is one of the most lucrative investment options available. The industry has created countless millionaires since time immemorial. In fact, many financial experts rank real estate as the best investment to get the highest return on investment (ROI). This is also backed by many studies that have ...
Multifamily Loans: Clarification in Commercial Real Estate
Using a Multifamily Loan to finance an apartment will allow you to buy a property that could very well end up being self-sufficient from the monthly rent you receive from tenants. Buying multifamily real estate properties may seem complicated at first glance, but a Multifamily Loan now offers a private ...
Think Realty Podcast #183 – Working Well with Lenders
When you need financing, you need to play your cards right. On this show, learn what to say to a capital partner, what information to have prepared, and how much in assets you need. Also, did you know you need to have the right contractor lined up when you come ...
Understanding How Mortgage Companies Use Your Credit Report
Most people interested in purchasing real estate don’t have the cash to do so alone. Although there are several ways to acquire money, obtaining a mortgage is the most common. If approved, a loan covers the cost of the home. While a home loan makes it easier to secure a ...
Regardless of the type of investor you are and your loan scenario, there is an array of loan programs designed to meet all your mortgage needs. Hard money and fix and flip loans are among the most popular programs that real estate investors utilize. Although they are two different programs, ...
Building Relationships with Banks, Credit Unions
Ever take a look at someone’s social media page and wonder how their life could be so perfect…sunsets on vacation, skydiving, food and drink with good friends. The truth is, no matter how perfect it looks, you only get to see the good parts. The screaming kids, the cranky spouse, ...
