Michael Mikhail
Borrowers, Real Estate Investors, Real Estate Entrepreneurs
The real estate world can be complicated. There’s a significant amount of terms and concepts that you need to understand to be successful in the field. Real Estate Investors, borrowers, and entrepreneurs are some of the most fundamental terms you’ll need to know. Luckily, these are very self-explanatory and easy ...
How to Get a Hard Money Bridge Loan with Bad Credit
If you’re a borrower looking for financing options for your investment property, your only options are to reach out to conventional institutions (banks), mortgage companies, and direct private money lenders. However, if you are a real estate investor with bad credit, many of the traditional funding sources would not be ...
How to Use a Private Money Loan
Banks used to be the only option for real estate investors trying to take out loans. Nowadays, private money lenders are allowing investors to borrow money under more flexible conditions. Banks and traditional financial institutions can reject your loan application for multiple reasons—your credit score, your debt-to-income ratio, employment status, ...
Answers to the Top Questions Real Estate Investors Ask
As a real estate investor, your number one priority should be to be open to learning and educating yourself on the real estate market's happenings. These frequently asked real estate questions will provide you with a better understanding of what to expect as a real estate investor and provide you ...
What’s the Difference between a QM and Non-QM Loan Program for Real Estate Investors?
Great question! QM stands for a qualified mortgage. Qualified mortgages tend to be traditional government-backed loans and conventional loans (basically non-government backed traditional loans). QM Loans are usually processed through a bank on an owner-occupied property whereas NON-QM Loans are a more desirable solution for real estate investors on an ...
Tips for New Real Estate Entrepreneurs from Stratton Equities
Without a doubt, the rise of social media has increased the online presence and apparent ubiquity of successful real estate investors across the nation. However, that doesn’t mean that every piece of real estate investment advice you encounter online is legitimate. In reality, these investments cannot be rushed, there’s no ...
The Benefits of No-Doc Loans for Real Estate Investors
If the majority of your income comes from real estate investments or you’re looking for more privacy while applying for investment loans, a NO-DOC loan might be the loan for you! NO-DOC loans are usually used by real estate investors as an alternative to a traditional mortgage as it requires ...
Asset-Based Loans for Beginners
Are you interested in getting started in real estate investment? Or are you an experienced investor looking for alternative loan options? Then asset-based loans might be right for you! An asset-based line of credit uses your real estate as collateral, making them a great option for investors who might not ...
How to Get a Soft Money Loan with a Private Lender
Stratton Equities has created a simple and easy process to receive a Soft Money Loan for your Real Estate Investment needs. We have an array of Soft Money, Hard Money, and NON-QM loan programs that are designed for any type of Real Estate Investor to meet all your mortgage needs ...
Multifamily Loans: Clarification in Commercial Real Estate
Using a Multifamily Loan to finance an apartment will allow you to buy a property that could very well end up being self-sufficient from the monthly rent you receive from tenants. Buying multifamily real estate properties may seem complicated at first glance, but a Multifamily Loan now offers a private ...
Regardless of the type of investor you are and your loan scenario, there is an array of loan programs designed to meet all your mortgage needs. Hard money and fix and flip loans are among the most popular programs that real estate investors utilize. Although they are two different programs, ...
Everything You Need to Know About Fix and Flip Loans
Fix and Flip Loans are acquired by real estate investors to buy a cheap or rundown house and fix it up to sell it again for a profit. Investors interested in renovation buy low and sell high, on a fast and furious timeline and budget. These residential Fix and Flip Loans ...
What Do Private Money Lenders Look For?
If you need to acquire funding for your next real estate investment, a private money loan—sometimes referred to as a direct hard money loan—may be the solution for you. There are a few reasons why investors will want to seek out these loans from a private lender like Stratton Equities ...
Think Realty Podcast #181 – The Equity Strategy
Smart capital. Those two words can make or break your business. This show outlines what you need to be a successful entrepreneur, and it all boils down to the right funding and being a stronger borrower. Find out how to be in the best position to attain capital and how ...
Are You a Candidate for NON-QM Loans?
You might be a candidate for a NON-QM loan, or Non-Qualified Mortgage Loan, if you do not meet the strict Consumer Financial Protection Bureau's (CFPB) mortgage loan conditions. This type of loan is designed for some rental property investors, borrowers that are self-employed, and those who do not meet conventional ...
