The 30-year fixed mortgage rate fell to 4.43 this week, according to Bankrate.com’s weekly national survey. The average 30-year fixed mortgage has an average of 0.33 discount and origination points.

To see mortgage rates in your area, go to http://www.bankrate.com/funnel/mortgages/.

The average 15-year fixed mortgage rate fell to 3.48 percent, while the larger jumbo 30-year fixed mortgage rate dropped to 4.43 percent. Adjustable rate mortgages decreased as well, with the 5-year slipping to 3.32 percent; and the 7-year and 10-year falling to 3.56 percent and 3.84 percent, respectively.

“Mortgage rates dropped for the second week in a row amid mixed economic news abroad and in the United States,” Polyana da Costa, senior mortgage analyst at Bankrate.com, said in a release.  “Despite some recent economic news, the United States is still perceived by investors as one of the safest places to park their money.  Whenever investors seek safety in U.S. Treasuries and mortgage bonds, the yields on those investments tend to fall.  Mortgage rates normally follow that trend.”

On May 1, 2013, the average 30-year fixed mortgage rate was 3.52 percent. At that time, a $200,000 loan would have carried a monthly payment of $900.32. Less than a year later, with the average rate at 4.43 percent, the monthly payment for the same size loan would be $1,005.07, a difference of $105 per month for anyone that waited.

SURVEY RESULTS

30-year fixed: 4.43% — down from 4.47% last week (avg. points: 0.33)

15-year fixed: 3.48% — down from 3.52% last week (avg. points: 0.23)

5/1 ARM: 3.32% — down from 3.34% last week (avg. points: 0.22)

Bankrate’s national weekly mortgage survey is conducted each Wednesday from data provided by the top 10 banks and thrifts in the top 10 markets.

For a full analysis of this week’s move in mortgage rates, go to http://www.bankrate.com/mortgagerates.

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