Conventional mortgages are not insured or guaranteed by the federal government (neither a VA nor FHA loan). Conventional mortgages adhere to guidelines set by Fannie Mae and Freddie Mac and may have a fixed interest rate or an adjustable interest rate. While not included in the definition, a reference to a “conventional mortgage” usually means a 15- or 30-year fixed-rate mortgage made by a conventional or traditional bank lender.
You’re Betting Against the House
Let’s get something straight: This ain’t a dodge—it’s the cold, hard truth. Quicker you accept it,...






















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