Articles

Ready to get your read on? Dive into the article archive to help you build wealth through real estate investing. We feature top subject matter experts exploring every facet of the industry.

Articles

Ready to get your read on? Dive into the article archive to help you build wealth through real estate investing. We feature top subject matter experts exploring every facet of the industry.

Riches in Niches

Riches in Niches

This is Not Your Grandfather's 'Rooming House.' As students of real estate investing for the last 13 years, we’ve seen—and participated in—quite a few strategies related to single-family and multifamily investing. We have learned a great deal along the way, but one timeless lesson remains far superior to any other: ...
More Choice, More Control

More Choice, More Control

Are You Taking Advantage of the Benefits of Investing in Real Estate Through Your Self-Directed IRA? As April 15 approaches each year, most real estate investors spend some quality time with their accountants or financial advisers. It can be a bittersweet time as they look over their real estate earnings ...
Senior Housing as an Emerging Asset

Senior Housing as an Emerging Asset

The senior population in the United States is skyrocketing. By 2030, one in five Americans will be age 65 or older, according to the U.S. Census Bureau, up from one in seven today. As the general population ages, housing needs will also shift. People in their 60s, 70s and beyond ...
Real Estate Investing

All-Cash Buyers Nationwide See Discounted Price Per Square Foot in Q1 2016, RealtyTrac Report Shows

RealtyTrac’s Q1 2016 U.S. Cash & Institutional Investor Housing Market Report shows that all-cash buyers of single-family homes and condos nationwide paid 23 percent less per square foot than all homebuyers, but that cash buyers in 9 percent of local housing markets paid a premium price per square foot.   ...
Landlords

Blanket Bans on Renting to Criminals May Violate Fair Housing Act

Landlords beware: there’s a new housing sheriff in town and he wants you to rent your property to tenants who are murderers, rapists, thieves — and other criminals. “The fact that you were arrested shouldn’t keep you from getting a job, and it shouldn’t keep you from renting a home,” ...
First Time Home Buyers

Fannie Mae Reports Conventional Single-Family Serious Delinquency Rate Down in March

Fannie Mae's has released its March 2016 Monthly Summary, containing information about the mortgage provider’s monthly and year-to-date activities for its gross mortgage portfolio, mortgage-backed securities and other guarantees, interest rate risk measures, serious delinquency rates and loan modifications. Among the reports highlights: The Conventional Single-Family Serious Delinquency Rate decreased ...
passive investor

The Good News: Real Estate Is Booming. The Bad News: Real Estate Is Booming.

There’s little argument that the real estate market right now is hot. That’s good news for real estate investors, but it’s also bad—or let’s instead call it “challenging”—news. While the level of activity varies among different markets, we are seeing one of the highest residential real estate markets since back ...
Questions You Should Ask

Questions You Should Ask

A Guide to Choosing a Self-Directed IRA Provider Chances are, you’ve been hearing about self-directed individual retirement accounts ever since you started investing in real estate. On the surface, self-directed IRAs seem cumbersome and complex. When tax rates are low, self-directed IRAs may not seem worth the trouble. But any ...
Real Estate Investment

Boutique Mortgage Banker Finds Success In Targeted Niche With Creative Offerings and A Consultative Approach

| James Hart | Article | Profiles
One of the great thing about the world of real estate investing is that it represents fantastic opportunities for people who can find more than one way to solve a problem—people like Emil Khodorkovsky, the president of Forbix Capital Corp., a California-based boutique mortgage banker for residential and commercial loans ...
Investing

U.S. Home Sellers’ Price Gains in March 2016 Highest Since December 2007

RealtyTrac’s March and Q1 2016 U.S. Home Sales report shows that U.S. home sellers in March on average sold for $30,500 more than their purchase price, a 17 percent average gain in price — the highest average price gain for home sellers in any month since December 2007 at the ...
Investment property

How to Calculate the Worth of Your Investment Property

Investing in real estate is often considered a profitable path to gain financial freedom. However, it involves making huge investment—and that is where it gets tricky. Investors are lured by the notion of making easy money from the booming property prices, which often leads to wrong and hasty decisions. So, ...
Guage

Drive Your Investment Business for Performance, Results and Enjoyment

An issue that matters to all real estate investors—whether part-time or full-time—is how to drive your investment business for performance, results and enjoyment. Those three things are critical to success. Let’s start our discussion with the assumption that most of you who are reading this probably are old enough to ...
Chicago: Lessons from the most beat-up housing market in the country

Chicago: Lessons from the most beat-up housing market in the country

For years, our thesis has been that the national downturn and recovery (in blue below) will play out similarly to the mid-1980s downturn in Houston (in orange below) and the early-1990s downturn in Southern California (in green below) because both the job losses and bank/savings and loan destructions were similar ...
Distribution Strategies

Distribution Strategies

Determine the Option That Best Aligns with Your Investment Goals Experienced investors and real estate professionals are aware that real estate can be a cornerstone of their IRAs. Real estate is an asset that adds diversity to account holders’ retirement portfolios. Account holders can find a reprieve from the volatility ...
Funding Options

Funding Options

Self-Directed IRA Investor's Guide to Contributions, Transfers and Rollovers Welcome to the world of self-directed IRAs! Guess what? These powerful investment tools are just like regular IRAs in so many ways (except for investing). Just as with a typical IRA, a self-directed IRA can be funded in three ways: 1 ...
Harbor Master

Harbor Master

SHIRA is Gaining More Attention As an IRA Investing Strategy If you would like to tap into your qualified retirement plan to purchase investment property and avoid all the usual prohibited transactions, the SAFE HARBOR®-Directed IRA™ (SHIRA™) may be the vehicle for you. Lasaii’s OUTSIDE® structure of utilizing IRA money ...
A Bigger Bottom Line

A Bigger Bottom Line

How to Harness the Power of Nonperforming Notes It’s no news to anyone that you can use your self-directed IRA to invest in real estate. Many investors use their IRA accounts to purchase real estate and to make private or hard money loans to other investors, but many forget they ...
Control Your Future

Control Your Future

Self-Directed IRAs Can Lead to Retirement Success—With the Right Guidance Self-directed IRAs are an excellent option for retirement investments. They allow you to fund your retirement using assets you know a lot about, such as real estate. But self-directed IRAs, particularly ones with checkbook capabilities, are not for every investor ...
Sellers realize average price gain of 17 percent from home purchase price, highest in 8 years

Sellers realize average price gain of 17 percent from home purchase price, highest in 8 years

A new report shows that homeowners who sold during the third quarter of 2015 realized an average price gain of $40,658 (17 percent) from the purchase price of their property, the highest average price gain for home sellers since the third quarter of 2007, according to RealtyTrac. The report also ...
Keep More of Your Money

Keep More of Your Money

It Pays to Know Your Options in Using Retirement Accounts for Real Estate Investing I’m surprised by the number of full-time real estate investors who rely entirely on the stock market for their retirement portfolio despite driving higher returns by renting, rehabbing or lending. I field questions every day from ...
Case Studies: Success Stories

Case Studies: Success Stories

Self-directed IRAs Can Boost Your Wealth While Positively Impacting Your Community Rex, a real estate investor from Illinois, purchased a foreclosed single-family home in 2013 for $47,000, including some rehab costs. After renting it for a year, he was able to sell it for $69,000. This looks like a profitable, ...
Report: Loan Limits Stifling New Home Sales in California and Arizona

Report: Loan Limits Stifling New Home Sales in California and Arizona

By Adam Artunian John Burns Real Estate Consulting A new report from John Burns Real Estate Consulting says the pool of qualified new home buyers appears to be running thin in California and there are problems also in Arizona. The cause is loan limits by government sponsored enterprises as those ...
Understanding UBIT

Understanding UBIT

How to Avoid Unintended Tax Implications in Your Real Estate IRA Everyone knows that you don’t pay taxes on the growth of assets in an IRA, right? Well, not always. It’s true that the asset growth in the classic investments made in a Traditional IRA—stocks, bonds and mutual funds, for ...
Investing

Applying Leverage

How to Harness the Power of IRA Non-Recourse Loans for Real Estate Investing Investors have always known the power of real estate to enhance their retirement portfolios, but few realize they have the option to leverage self-directed retirement accounts to purchase investment property. Since the creation of the IRA in ...
Following the Rules

Following the Rules

A Real Estate Investor's Guide to Mortgage Regulations It’s a common problem: Many people want to get started in real estate investment or buy more properties, but their biggest store of liquidity is in their IRAs and other retirement accounts. Fortunately for investors in that situation, there’s a simple and ...