The compilation of eligible repayment information into a single report on a borrower’s past behavior regarding payment and nonpayment of debts. Credit reports may include information from banks, credit card agencies, collection agencies, government agencies, and other lenders. Not all information included in a credit report may be used to evaluate a borrower for potential risk in every scenario.

Big Builds Mean More Scrutiny
Lenders are still writing checks, but only for projects that pass today’s tougher tests. An...
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